Back in 2021, RBI introduced a security rule with the card tokenisation to safeguard companies from hackers or spammers. But Apple was not ready for this so it stopped bank and credit card payment methods. Now Apple has finally reintroducing card payments to make Apple App Store and iCloud Transactions purchases. Almost after five years! .
TIL Pine Labs just launched P3P in India, allowing AI agents to make UPI transactions without manual MPIN authentication. Basically, instead of you having to authorise every single payment manually, you set up spending rules and let AI execute purchases.
I have recently used a Samsung Wallet, and it is much more convenient compared to the older wallets that I have been using. It is making my payments much easier and using it for payment at cafes, stores, or quick shopping runs. Plus, the Samsung Knox security makes digital payments much more secure, and no extra steps are required. In fact, it is easy to sign in.
Sweden is now the first country which is completely cashless. Almost every street is accepting digital payments. Resulting in digital-future country! What do you prefer cash or digital payments? For a country like India, would you still carry cash or want to rely on digital payment, since UPI has become so popular?
If you often make small payments like Rs. 10 or Rs. 20, enabling UPI Lite can make the process faster. It lets you pay directly from a small balance without entering the UPI PIN every time. Doesn’t take up your bank statement, either!
For many people, crypto is still synonymous with buying and selling Bitcoin. However, blockchain technology is increasingly being used for payments, gaming, identity verification, supply chain management, and digital ownership. As these applications continue to grow, do you think the future of crypto lies beyond investing and trading?
For years, Bitcoin was the driving force behind crypto adoption. Today, stablecoins, tokenised real-world assets, blockchain payments, and AI-powered applications are attracting users who may never even buy Bitcoin. As the industry evolves, is crypto finally moving beyond being seen purely as an investment and becoming a technology that people use every day?
Crypto wallets have had a long journey from being just simple tools to storing digital assets. Today, many support staking, NFTs, DeFi, payments, and even identity verification. As blockchain technology continues to evolve, what features do you think the next generation of crypto wallets should prioritise to attract mainstream users?
For years, crypto has been criticised for being driven more by speculation than real-world adoption. However, stablecoins, tokenisation, prediction markets, and blockchain-based payments are gaining traction across industries. Is the market finally shifting from hype-driven narratives to products with genuine utility?
Today, many people associate crypto with Bitcoin, trading, and speculation. However, supporters believe future generations may know crypto for entirely different reasons, such as payments, digital ownership, tokenised assets, or decentralised applications. Looking ahead, what do you think will define crypto's legacy?
Stablecoins offer fast transfers, 24/7 access, and global reach, making them increasingly popular for payments and savings. Some believe they could eventually compete with traditional banking services, especially in regions with limited financial infrastructure. Others argue that banks still offer protections, lending services, and regulatory safeguards that stablecoins cannot easily replace. Could stablecoins become the preferred way to store and move money in the future? would love to hear your insights.
I mostly do not pay much attention to upgrades, but I recently discovered contactless payments on the Samsung Galaxy S26 Ultra. It makes my work less fussy. No need to tap my phone every time, and it does not affect my daily tasks. I can notice small changes, such as improved NFC, which makes daily tasks smoother.
